Planning for the future - USS
-
This is a past event
This course is suitable for members of the USS pension scheme considering leaving employment on normal, early or ill health retirement or taking flexible retirement.
The course aims are to encourage a positive and realistic approach to a healthy and financially secure retirement and help you decide at what age you would like to retire.
The agenda will include:
Money Management
- Budgeting in retirement
- Changes in income and expenditure
- Repaying debt
- How to use income and capital
- Understanding and combating the effects of inflation and increased life expectancy
Investing in Retirement
- Investment principles for income and growth
- Emergency funds
- Banks, building societies, property, gilts, shares
- Asset Allocation
- Planning a portfolio
- Making your money last
- Managing and reducing investment risk
- Ethical investment
- Using cash to protect your investments
- Guaranteed investments
Legal Issues & Estate Planning
- Wills - ensure your wishes are met
- Power of attorney - retain control of your assets
- Long term care - minimise the cost
- Inheritance tax - minimise the cost
Thinking about the future
- Making a start - an action plan
- Professional advice - what to expect
- Venue
- Room 100, University Office
- Contact
-
Book your place on the course booking system.